AA Insurance Wrap-Up: I Gave Up.
Jordan Kelly • 3 November 2024

Lies, Bullshit & Total Disorganisation - AA Insurance & AA Road Service Are the Pits

To anyone considering taking out a policy with AA Insurance, or moving your business to this outfit, I strongly recommend you read this string of debacles I endured with the insurer, and its related (although they seem to claim not to be) entity, AA Road Service.


Here they are. Read them and weep. In reverse chronological order:  This one. And this one. And this one. And . . . yes, wait, there's more . . . this one.


And as if that's not enough to put off even the hardiest of policy holders, there's the string of unrelated unhappy experiences prior to that . . . read about them here and here.


It's not often that my tenacity is exhausted, but - in the case of the AA - they've managed it.


A concluding email from them (they stopped becoming a priority in my world and my coverage some weeks ago; it amounted to throwing good time after bad), didn't specifically say so, but seemed to indicate that:


  • They no longer required me to sign a legal agreement "limiting my expectations" before I could have a direct conversation with a customer complaints person;


  • Their acknowledgement of the fact that my claim didn't "go smoothly" was limited to the glass replacement guy leaving my gate open and that they'd dealt with him (actually I dealt with him, and that issue was utterly dwarfed by the debacle that was directly administered upon me by the AA itself, not the frigging glass guy;


  • They have an internal menu of readily available, template lies to pull out when handling a claim. In this instance, they obviously didn't even read the notes or my previous correspondence or accounts of my phone calls, since the one they pulled out the bag didn't actually make any sense at all:


       "We cannot provide cover for the window regulator (as this failed due to wear and tear),"  they wrote.


If they weren't such scoundrels - giving the insurance industry at large the bad name that some insurers have tried for decades to shake off - it would be funny.


Why? Because the window regulator didn't fail. The window regulator was never part of my claim. Maybe they meant to tick the option above or below from their standard "pull a reason out of our ass" list of claim refusal "reasons".


Gives you a window (pardon the pun) into their standard modus operandi at the AA, doesn't it?


Another Furious AA Customer Asks The Customer to Take Up Their Case


Meantime, a couple of weeks back, I received a submission through the Contact form on The Customer.


A widow from Upper Hutt had been left vehicle-less (for several weeks at the point of reaching out to me) by AA Road Service.


My understanding of the matter is that two years prior to her recently experiencing a flat battery, an AA Road Service mechanic had installed an incorrect battery - which should have lasted a lot longer than it did, and was still under warranty with the AA when it failed.


For reasons that I'll leave between the AA and their stranded-without-a-vehicle policyholder widow, the AA - she says - had ignored her numerous calls regarding the matter and her vehicle lay undrivable at her property.


I do hope she manages to get them to take the appropriate action and get her back on the road. After all, she'd been an AA Road Service member since the 1990s. I was going to give it a crack on her behalf, but some way into the call with her, I realised that I just didn't have the appetite to suddenly become an unpaid advocate for what might be a whole lot more disgruntled AA policy holders out there around New Zealand. For sure, it almost became a full-time job trying to deal with the various disjointed entities of the Automobile Association, on my own behalf. 


Bloody hell. What a joke. Except it's not. Because if you're the one trying to deal with this lot, it's far from funny.

Other News, Reviews & Commentary

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Time for Change : New Zealand's Pet Parents Say NO MORE to the Poor Standards, Compromised Care & Outright Contempt We Put Up With from the 'Products' of the Massey Veterinary Degree Factory
by Jordan Kelly 27 February 2026
Readers following the coverage of my attempts to get to the bottom of what happened to my beloved little papillon, Harry, with whom I was extraordinarily closely bonded, will know that: (A) The rot in Massey University’s Companion Animal “Hospital” (CAH) runs deep. (B) Honesty and transparency is not their policy. Denial, dismissal, stonewalling, legal threats and intimidation are. (C) Animals aren’t safe there, with cruelty embedded in “care”, and your property (as your pet legally is) not considered your property at all, as far as Massey, its CAH staff and management are concerned. Your pet is theirs ; to do with as they please, according to their mindset and their modus operandi. And if that involves catastrophic levels of unauthorised, contraindicated, convenience sedation to facilitate their use of your pet in monetised student video collections (including on private cell phones, and to which you will be given no access), this too, according to Massey, is its own God-given right and “best practice” Standard Operating Procedure. (D) “Informed Consent” has a very different meaning in the Massey playbook to that which is generally deemed its accepted definition. (E) “Accountability” is a foreign concept and not one with which they have any intention of becoming acquainted. (F) Laws – including those governing animal welfare, property conversion and more – are not only optional, in Massey’s case, they simply don’t apply. In fact, they appear blissfully ignorant of them according to my (and Harry's) experience. You know all that. You’ve read about it here , here , here , here , here , here , here , here and in most of my other now 30+ articles covering the numerous different sub-atrocities within the overall atrocity that was the demise and disposal of my precious little Harry. Actually, "atrocious" doesn't come anywhere near to being an adequate adjective. Despite having been a professional writer since I was 16 and having upwards of 25 published books under my belt, I don't actually have an adjective that's adequate for the pure evil that was perpetrated upon Harry . . . and, by extension, me . There is not one word or one phrase that can sufficiently convey the depth and breadth of the sheer, unadulterated wickedness that festers without restraint within the walls of Massey University's Companion Animal "Hospital". What you, my readers (or those of you not on Massey's massive legal team payroll) didn’t yet know – because I didn’t yet know – is that record and evidence tampering (which, for any other New Zealand citizen would attract jail time of up to 10 years under the Crimes Act 1961 Section 258 (Altering document with intent to deceive) or Section 260 (Falsifying registers) , and/or a $10,000 fine under the Privacy Act Section 212(2)(b) - appears also to be included in the “we’re exempt” culture of Massey and its veterinary “hospital” staff. Note to Readers: The above laws aren't some hypothetical, bottom-drawer, dusty old legal tracts in archaic library textbooks. They're real, "living" laws that apply to every individual in our country. And today, they are being made to apply to Dr Stephanie Rigg and her "colleagues" who falsified Harry's records to create a cover-up of what they did to him . . . and to me. I will, duly, see Dr Rigg and her associates in Court. Dissecting the Cover-Up: Massey’s Metadata of Deception But back to what readers do know for a moment: You’ll know that I’ve been in the battle of battles for the past two months to extract Harry’s full records (or anything approaching them) from Massey’s Legal and Governance department. HOWEVER . . . there was one thing I hadn’t known how to decipher that they actually had finally drip-fed to me. It was File Name: Patient Change Log (Field-Level Audit) . I’ve been learning a lot about veterinary science, record-keeping, and law in general lately. Not because I wanted to. But because if you want to figure out how deep the rot really runs at Massey, you kind of have to. So I’ve learned a bit about how to decipher clinical metadata. Just e nough to realise that this Patient Change Log (Field-Level Audit) is exactly where the digital fingerprints of a cover-up are hiding. Despite the fact that this document has as much redacted as it shows (probably more), with ALL staff names and positions blacked out, for example -I still found four distinct “smoking gun” entries in these otherwise heavily-redacted metadata logs. BIG. FAT. SMOKING. GUNS. that amounted to one undeniable overall conclusion: This document isn’t a clinical record so much as it’s a literal crime scene . There were already so many dodgy inconsistencies in the few items I'd managed to pull out of Massey to that point (as I've documented in various of my preceding articles). But this document is where, undeniably, the bodies are buried. You just need to know which clod of dirt to look under. Hidden in Plain Sight . . . In A Little Thing Called the Metadata (That the Average Pet Owner Wouldn't Even Know Existed ) There are four hidden but key findings demonstrating that the entire timeline of Harry’s “experience” in that hellhole were was orchestrated, and the sudden "neurological event/decline" exit strategy planned for him were a total fabrication. And that fabrication had a start time. (For this start time we will initially revert our focus back to Massey's previously-supplied "Clinical Summary" (in all its dodginess) . . . We will then lead from the immediately below into the afore-mentioned "Patient Change Log (Field-Level Audit)". Bear with me. I promise not to let this get boring). Well, one of two start times. Either: (1) The 8.38am disconnection of his (with, by-then, the TWO 750% overdoses of the renally contraindicated convenience sedative with which the "crying dog"-sensitive ICU staff had plied him overnight) now life-essential IV fluids (8.5 hours into the prescribed 24-hour protocol that they charged me for). And/or: (2) When the day shift ICU "vet" arrived at 9am and decided a THIRD 750% overdose would be a strategic way do deal with a clearly already massively overdosed little 3.8kg, 15-year-old, dehydrated dog. Now WHY would any vet take such a decision? Well, for legal purposes, of course (remembering that the Venerable Dean Jon Huxley and the obviously not- so-new-broom Vice-Chancellor Pierre Venter, have all the money in the public purse to pay their top-tier external legal counsel . . . and by gum, there are enough of the buggers, if this site's analytics are anything to be guided by), I will precede the following by stating that these are my conclusions, made on the basis of the collation and evaluation of the information before me. That said, what I know of my readers is this: You are no intellectual slouches. Feel free to let me know if you can come up with any other conclusion from the information (complete with now numerous "receipts") that I have thus far presented, most especially here and here , and most tellingly of all, in today's expose. R emember, though, I held the ultimate evidence in my arms at 6pm on December 1 . . . and, some 45 minutes later, I let them take it (safely, for them) away from me, just like Harry's (the literal body of evidence) life had just been taken from him. Little Numerals that Tell A BIG Story The plan for Harry's manufactured exit is not so much written into the records, as it is revealed by the tampering with the logs. They lay bare the lead vet’s apparent plan that his life would come to an abrupt end by the pre-scheduled time of (well, they couldn't quite get consistency in the logs regarding the exact minute, but by the absolute latest time of) 17:00 hours i.e. 5pm . . . assumedly, the end of the day shift on December 1. Just in time to mark him "Deceased" and seal off the records of this catastrophically overdosed patient, before the next shift came on, saw his records, and someone started asking the immediately necessary, and certainly appropriate, questions. And those questions would (0R SHOULD ) have included , but would certainly not have been limited to: How long has this dog been in this state? Why hasn't any rescue and remediation protocol been undertaken? Why was he given yet ANOTHER administration of 50mg of Gabapentin at 09:00 hours after the preceding two during night shift? Why is he disconnected from his IV fluids? Who approved that and why? (And if they knew he'd starred in a multi-video student film festival that morning): Was he taken out of his cage and handled in this state? When did he last drink? Was he given any food before he entered this near-comatose state? Does the owner know of the overdoses and the state he's in? Have you filled in an incident report? Have any emergency specialists been called in for advice? and, no doubt, many more questions. OR . . . maybe not. It depends if the rot in that ICU is fully immersive, or if it's concentrated on Dr Stephanie Rigg's day shift and the ICU shift staff of the preceding (November 30) night. But none of those questions could be asked and none of that could happen. The day shift - led by "Dr" Rigg ("Steffi") - wasn't about to let it happen. Thus, the pre-timestamped, just before end-of-shift, Time of Death entered into the "Euthanasia Authorisation" form that they had all queued up for me long before I ever arrived at that Godforsaken facility that fated December 1 afternoon.
by Jordan Kelly 17 February 2026
Harry WAS A Marked Dog. I Had Hoped Massey Vet Staff Couldn't Have Been Any More Wicked Than They'd Already Been Caught Out Being. But YES , Actually, They COULD . 
by Jordan Kelly 15 February 2026
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by Jordan Kelly 12 February 2026
FOR LATEST INVESTIGATION FINDINGS: GO HERE . My Precious Little Boy Died Needlessly, In Intense Physical, Mental & Emotional Agony . . . After Massive Overdosing, Intense Cruelty & Intentionally False Diagnosis by Massey 'Vet' (So Called) to Enable His 'Disposal' After Lab Rat-Style Experimentation
by Jordan Kelly 11 February 2026
While my focus is on the 750% overdosing of my precious little dog, Harry, with an unauthorised, contraindicated convenience sedative, his conversion from patient to live specimen, and the subsequent destruction of evidence (HIM), Massey’s focus is on deploying a taxpayer-funded legal hit squad to 'profile' me.
by Jordan Kelly 8 February 2026
An Expert Contributed Commentary (FOR LATEST INVESTIGATION FINDINGS, GO HERE .)
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